Terms of Use

These terms govern your use of privateadvisory.co and anything you buy through it. The site is operated by Boardroom Financial LLC, the entity behind the practice of Leanne Ozaine, CDFA. By using the site, you agree to these terms. If you don't agree, please don't use the site.

What is on this site is education, not advice

This is the most important section on the page, so it goes first.

Everything published on this site, including the articles, the location pages, and The Private Sessions audio series and its financial guide, is general financial education. It is not legal advice, tax advice, or individualized financial advice. It is not a substitute for a licensed attorney, a CPA, or a financial professional who has reviewed your actual documents and your actual numbers.

Divorce law varies by state, and the right answer for one person is frequently the wrong answer for another. Nothing published here has been written with your specific situation in mind, because we have not seen it. Always consult a qualified attorney in your state before you sign anything or agree to anything.

When an advisory relationship actually begins

Leanne does take on clients, and that work is individualized. It is worth being precise about where the line sits.

Reading this site, submitting a form, exchanging emails, buying The Private Sessions, or speaking with Leanne in an initial consultation does not create an advisor relationship, a client relationship, or a fiduciary duty. That relationship is formed only by a signed written engagement agreement between you and the practice.

The initial consultation is offered at no charge and is a conversation about whether working together makes sense. Anything discussed in it is general in nature and should not be relied on as a recommendation for your situation until there is an engagement in place.

No guaranteed outcomes

Client examples and case stories on this site describe what happened in those particular situations. They are illustrations, not promises. Your results will depend on your assets, your state's law, your spouse's position, and decisions outside anyone's control. Nothing here guarantees any financial or legal outcome.

The Private Sessions

The Private Sessions is a digital audio series with an accompanying financial guide, sold for a one-time payment and delivered through Hiro.fm. When you purchase, you get a personal, non-transferable license to access the content for your own use.

You may not:

• Share, resell, or redistribute the episodes or the guide.
• Share your account credentials with anyone else.
• Reproduce, republish, or post the content publicly, in whole or in part.

Checkout, payment processing, delivery, and account access are handled by Hiro.fm under their terms of service. Billing appears on your statement as "Boardroom Financial."

Refunds

The Private Sessions carries a 30-day money-back guarantee. If it is not what you expected, contact us within 30 days and we will refund it. Requests go through the contact page.

Intellectual property

All content on this site, including text, audio, video, and graphics, is owned by the practice or used with permission, and is protected by copyright. You may read, listen, and share links freely. You may not republish substantial portions, sell the content, or present it as your own.

Acceptable use

You agree not to:

• Use the site for any unlawful purpose.
• Attempt to gain unauthorized access to any part of the site or its systems.
• Scrape, harvest, or bulk download content by automated means.
• Interfere with the site's operation or the ability of others to use it.

Third-party sites and tools

This site links to and relies on services operated by others, including Hiro.fm, Web3Forms, Google, and Cloudflare. We do not control those services and are not responsible for their content, terms, or availability.

Accuracy and availability

We work to keep the information here accurate and current, but tax law and state law change, and errors happen. Content is provided "as is," without warranty of any kind. We do not promise the site will be available without interruption.

Limitation of liability

To the fullest extent permitted by law, Leanne Ozaine, The Private Advisory, and Boardroom Financial LLC are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of this site or its content, including any financial decision you make based on it. Where liability cannot be excluded, it is limited to the amount you paid us, if any.

You are responsible for the decisions you make about your own divorce. Please make them with a qualified professional who knows your file.

Changes to these terms

We may update these terms. The current version is always posted here with its date. Continuing to use the site after a change means you accept the revised terms.

Governing law

These terms are governed by the laws of the State of Washington, without regard to its conflict of law provisions.

Contact

Questions about these terms go through the contact page.