The financial side of divorce is a foreign language.
Your attorney speaks it. Your spouse’s attorney definitely does.
Do you?
You’re not behind. You haven’t missed some class everyone else took. Plenty of sharp, capable people never once opened the retirement statement or asked what a QDRO was, because somebody else always handled it, or because bringing it up felt like starting a fight they didn’t want. That ends here.
Whether you haven’t told a single person yet, or you’re holding papers you don’t understand right now, start in the same place.
$300–500
One hour of a divorce attorney’s time. Every question you ask is on the clock, including the ones that are really just vocabulary.
$97
All 17 episodes and the financial guide. Yours to keep, and you can listen to the first three before you decide anything.
“These episodes make you extremely difficult to blindside, manipulate, or screw over.” Leanne Ozaine, CDFA
“Leanne was very helpful in mediating the financial portion of a difficult and high pressure divorce. Leanne listened without judgment.”
Jerry P. Google review
“She is a strategist, coach, and advocate all in one. What sets her apart is not just her knowledge, but her genuine care.”
Ruby K. Google review
“I know I am in good hands with Leanne. She has proved this time and time again.”
Google review
Most people going through divorce say the same thing: “I don’t understand half of what my attorney sends me, and I’m afraid to ask because they charge me every time I do.”
Every term you don’t understand is either a billable explanation, or a gap that stays open until you sign. And if your income isn’t a simple paycheck, if it’s commission, overtime, seasonal, or self-employed, the gap is wider. Support and property math behave differently depending on how you get paid, and almost nobody slows down to explain that part.
The Private Sessions teaches you the financial language of divorce: what these terms mean, what you’re entitled to, and which documents to gather before you agree to anything.
Sound on for Leanne’s voice · 60 seconds
17 episodes. One financial guide.
If you’re wondering whether this covers your situation, look for yourself here. The teacher with a state pension. The nurse whose husband has a 401(k), a house, and twenty years of overtime nobody counted. The superintendent on a construction crew whose pay swings by season. The couple who built a business together and have no idea how it gets valued, let alone divided. Pensions and what they’re actually worth. Annuities. Retirement accounts holding money from before the marriage. Income that never arrives the same way twice. This wasn’t built for a general audience. It was built from twenty years of sitting across from people in exactly these situations.
Welcome to The Private Sessions
Who Leanne is. Why she does this. The four villains of divorce: the fog, the blindfold, the clock, and the isolation.
Why Divorce Feels Financially Unclear
Where to start when you don't know what you don't know. The first steps to financial clarity.
50/50 is a Lie
How people agree to deals that hurt them. Tammy's "clean 50/50 split" had $49,000 in hidden tax exposure nobody mentioned.
The three episodes above are the orientation. The other fourteen are the actual practice: the $300,000 nobody caught in Jeff’s retirement account, the mortgage Steve was about to keep paying on a house he wouldn’t live in, the compensation package nobody thought to question. All seventeen plus the financial guide are part of the same $97.
See the whole seriesBefore You Sign or Agree to Anything
The villain I call the clock. People don’t sign bad agreements because they stopped caring, they sign because they’re exhausted and it looks close enough. The decision that ends the process becomes the structure you live inside for the next twenty years. 6:13
Dividing a 401(k) the Leanne Way
Meet Jeff. Organized, good attorney, a clean-looking 50/50, and a $600,000 retirement account everyone agreed was marital property. I traced it contribution by contribution and more than $300,000 of it turned out to be his separate property. Not one person on the case had raised it. 7:57
The House: Equal on Paper, Unequal in Real Life
Rachel and Ed agreed to sell the house later and split the proceeds, which is the most reasonable-sounding sentence in divorce. Equity is what’s on paper. Who carries the mortgage, the repairs, the market risk and the tax benefits is a different question, and those pieces don’t split just because the equity does. 8:14
All About Alimony (Maintenance)
Support is not a punishment and it is not a prize. It bridges the gap between what your life actually costs and what your income can support on its own, and today both men and women land on either side of that equation. How it’s built, how it ends, and the risks if nobody planned for what comes after. 10:00
You Thought the Debt Wasn't Yours
Steve runs service at a car dealership. Small base salary, big commissions, nothing predictable month to month. He was going to let his wife keep the house and just keep paying the mortgage himself, until I asked whether she could even qualify to refinance it. The bank doesn’t care what your decree says. It cares what you signed. 11:18
What's Hiding in Plain Sight
If your spouse’s pay never seems to land the same way twice, commission, bonuses, deferred comp, stock, a “base” that’s really a fraction of what comes in, you’re dealing with what I call the black box. Peter is an electrician. His wife’s pay was buried in stock options, deferred comp, and income deliberately timed to land after a certain date. Nobody on his side of the table knew to ask. If you’ve ever looked at a pay stub and thought “that can’t be the whole story,” this one is for you. 9:06
Your Financial Guide: Get Organized, Find the Docs
A short orientation to the guide: how to work through it, and how to build your financial war chest before anyone asks you for a number. 1:31
Financial Guide Walkthroughs Audio + Video
Introduction · Income · Expenses · Assets · Liabilities · Insurance · When to Call Leanne. The income walkthrough goes deep on money that doesn’t arrive as a paycheck: 1099s, commissions, self-employment, gig income, K-1s, rental and business profits, and where income hides when somebody doesn’t want it found. Plain-English explanations of financial terms, tips for finding documents you didn’t know where to look for, and leverage lines you can copy and paste. Watch or listen.
Unlock all 17 episodes · $97 · Delivered through the Hiro app
If you want to read more.
If you're here, something in your life is shifting. Maybe you've been thinking about it for months. Maybe you were blindsided last week. Maybe you're not sure yet, but you feel the ground moving.
I want you to know that I see you. I'm not here to talk you into anything. I'm not here to villainize your spouse. I'm here to tell the truth about the financial side of divorce, because whatever brought you here, you are now facing decisions that can affect your financial life for years to come.
I created these sessions because two-thirds of divorce is about money, and nobody is handling that part for you. This is where we close the door and I walk you through the financial side plainly, based on the real work I've done with real people over 20 years.
Your attorney takes all of it through the legal process. I'm here for the math, the moves, and the thinking that comes between. A thinking partner for the moments when you can't think clearly enough to make wise decisions on your own. That's the whole practice.
If what you've heard so far resonates.
The free episodes are just the beginning. The full series goes deeper into every financial decision you'll face, and includes a step-by-step financial guide to help you gather and organize everything you need.
This isn’t instead of your attorney. It’s what makes your attorney hours shorter, because you stop paying $300 to $500 an hour to be taught vocabulary.
Nobody listens to a private divorce series for fun.
Audio episodes
From your first steps to the compensation packages nobody is asking about
Financial guide walkthroughs Audio + Video
Audio and video walkthroughs for each section of the guide, where Leanne explains the trickier terms in plain English
Private Advisory Financial Guide (PDF)
Step-by-step document gathering for income, expenses, assets, liabilities, and insurance. Plain-English explanations of terms like QDROs and K-1s, tips for finding documents you didn't know where to look for, and leverage lines you can copy and paste to your attorney or spouse.
On your phone. In private. Anytime.
The Private Sessions live in the Hiro app. You sign in with your own email, open the app on your phone, and Leanne meets you wherever you are. Press play when you need to. Pause when life interrupts. Pick up right where you stopped.
Every episode is available as audio. The seven financial guide walkthroughs also include video in the Hiro app, where you can watch Leanne work through each section of the guide.
Three ways to access it:
- 1. The Hiro.fm app. Easiest, and the only place that includes the video walkthroughs.
- 2. Other supported podcast players like Apple Podcasts, Pocket Casts, or Overcast. Audio only, and never Spotify.
- 3. Something else. If neither of those works for you, we’ll find another way to get it to you.
Divorce is one of those things you don't always want sitting out in the open. These sessions are delivered through the Hiro app, available for both iPhone and Android, which gives you the best listening experience and the most control over your content. You can also add the show to several other podcast players if you prefer.
This series will never appear in Spotify. Our billing shows as "Boardroom Financial," not anything related to divorce. We've done everything we can to keep this between you and your headphones.
Your private feed
One click away.
For less than one hour of attorney time, you get the financial education most people never receive until it's too late.
Frequently asked questions.
Who is this for? Do I have to be filing for divorce right now?
No. Some listeners are months away from a decision. Some were blindsided last week. Some aren't sure yet but feel the ground shifting. The financial steps you need to understand are the same no matter where you are in the process. These sessions meet you wherever you're starting.
I already have an attorney. Do I still need this?
Yes. Attorneys take the whole settlement through, money included. Building financial plans, running tax projections and modelling what your settlement actually looks like in real life is a different skill set, not a matter of effort or care. In one case, a client was about to sign a deal that looked "fair" but had $49,000 in hidden tax exposure nobody had flagged. These sessions teach you what to ask so you catch those things before you agree to them.
How do I listen? Is this private?
The Hiro app is the recommended way to listen. It's available for both iPhone and Android and gives you the best experience with all the features. You can also add the show to several other podcast players like Apple Podcasts, Pocket Casts, or Overcast. The series will never appear in Spotify. Our billing shows as "Boardroom Financial," not anything related to divorce. We designed this with discretion in mind.
Is this for men or women?
Both. Fair doesn’t have a gender. The blindfold, never having had access to the accounts, tends to land harder on women. The isolation, not telling a single person, not a brother, not one guy on the crew, tends to land harder on men. Those are the same problem wearing a different coat: you’re being asked to make decisions worth hundreds of thousands of dollars without the vocabulary to evaluate them. Leanne’s first major win was for a male client, roughly $300,000 to $350,000 saved by catching premarital assets his attorney had missed. You'll meet him in Episode 4.
I'm not in Spokane. Does this still apply to me?
Yes. The money doesn’t change at the state line. Retirement accounts, houses, debt, support, taxes, and the questions you need to ask about all of them work the same way wherever you live, and that’s what these sessions teach you. Whether you’re in a community property state or an equitable distribution state changes how your specific numbers get split, and the guide names that difference so you’re not caught off guard by which kind of state you live in. Beyond that, every state layers its own rules on top. When yours matter for your specific numbers, that’s a conversation, not something you download, and Leanne works with clients wherever they are.
Shouldn't this money go toward my attorney instead?
This isn’t instead of your attorney. It’s what makes your attorney hours shorter. Most people spend their first few consultations paying $300 to $500 an hour to be taught vocabulary, and that is the most expensive way to learn it. Get fluent first and that billable time goes to your actual case instead of your education.
What's the financial guide?
The Private Advisory Financial Guide is a PDF that walks you through gathering and organizing five categories of financial documents: income, expenses, assets, liabilities, and insurance. Each section includes audio and video walkthroughs (the video versions live in the Hiro app) where Leanne explains terms in plain English (what a QDRO is, what a K-1 is, and so on). It also includes tips for finding and accessing documents you may not know where to look for, plus "leverage lines," exact phrases you can copy and paste to your attorney or spouse to ask better questions without starting a fight.
What if I want to talk to Leanne directly after listening?
You can reach out to Leanne anytime at privateadvisory.co/contact. Many listeners start with the audio, work through the financial guide, and then call when they realize they need someone to look at their specific numbers. That's exactly how this is designed to work.
Is this really worth it?
One client's settlement tripled because we examined stock appreciation that everyone else had accepted at face value. A result that size is unusual and that case involved founder stock in a company sale, so read it as what is possible rather than what is likely. Another client avoided a $49,000 tax bill nobody had mentioned. The biggest financial mistakes in divorce aren't made by careless people. They're made by smart people who didn't know what questions to ask. For less than one hour of attorney time, these sessions close that gap.
Two ways to keep going.
Get the full Private Sessions library and financial guide for $97. Or, if you'd rather have Leanne's direct help on where to start, reach out and talk with her.
You're not behind. You're not crazy. You're not alone.