When you divide assets in divorce,
you are not dividing numbers.
You’re dividing tax exposure, time, access to cash, and future flexibility. And those are not equal, even when the numbers are.
Leanne Ozaine, CDFA · The Private Sessions, Episode 1
That is why an even split and a fair one are not the same thing. Two people can divide the same estate straight down the middle and land in completely different places ten years later. Half is easy to calculate. The work is finding the fairest answer the facts will support, for both people.
A house and a retirement account can carry the same number and behave nothing alike once the taxes, the carrying costs and the timing land. Leanne traces what is genuinely marital, works out how each piece will actually behave once it is divided, and advocates hard for an answer that is fair to both people.
Leanne or our small team texts back during office hours. Text us at (509) 357-1191.
“Leanne was very helpful in mediating the financial portion of a difficult and high pressure divorce. Leanne listened without judgment.”
Jerry P. Google review
“She is a strategist, coach, and advocate all in one. What sets her apart is not just her knowledge, but her genuine care.”
Ruby K. Google review
A common proposal, taken apart
$500,000 in retirement is not $500,000 in home equity.
Looks fair.
"A clean, equal split."
Actually thirty-one percent.
Same proposal. Different life. We caught it in time and re-worked the split.
Looks fair.
Actually 31%.
Hear how she thinks
before you call.
This is where we close the door and I talk to you plainly about the financial side of divorce. Everything I share is based on real work I've done with real people. The first three episodes are free. Start here.
Welcome to The Private Sessions
Who Leanne is. Why she does this. The four villains of divorce: the fog, the blindfold, the clock, and the isolation.
Why Divorce Feels Financially Unclear
Where to start when you don't know what you don't know. The first steps to financial clarity.
50/50 is a Lie
Tammy's "clean 50/50 split" had $49,000 in hidden tax exposure nobody mentioned.
14 more episodes + the financial guide. $97 unlocks everything.
Get All Episodes + Financial Guide · $97Delivered through the Hiro app. Billing shows as Boardroom Financial.
Jeff was married nine years, but his 401(k) had sixteen years of contributions in it. Over $300,000 was premarital money that almost got split because nobody traced the contribution history. Retirement accounts are containers, not conclusions. You have to open them up and look at what's inside.
Premarital asset tracing, real client (name changed)
“I just want this
to be over.”
That one costs the most.
I hear the same things from almost everyone who walks into my office. Smart, capable people who feel completely lost when it comes to the financial side of divorce. That's not a failure. It's just not something anyone prepares you for.
01
"I don't even know what we have."
Retirement accounts, property, income you've never tracked. I help you see the full picture, piece by piece, without judgment.
02
"My attorney handles the money stuff, right?"
Your attorney takes all of it through the process, money included. The financial modelling underneath it is a different skill set, and that is where I come in, alongside your legal team.
03
"I just want this to be over."
I understand that feeling completely. But the decision you make to end the process is the one you live inside for years. I help you slow down just enough to get it right.
04
"I don't have anyone who gets the whole picture."
Someone who sees the numbers and sees you as a person. That's what I do, and it's why I built this practice.
01
"I don't even know what we have."
I help you see the full picture, piece by piece, without judgment.
02
"My attorney handles the money stuff, right?"
Your attorney takes all of it through, money included. The modelling underneath is a different skill set.
03
"I just want this to be over."
I help you slow down just enough to get it right.
04
"I don't have anyone who gets the whole picture."
Someone who sees the numbers and sees you. That's why this practice exists.
This is why I say: start by listening.
The Private Sessions walk you through all of this →
Listen to her first,
or just talk to her.
Every case is different, and most people don't know what they need yet. That's fine. You can listen first, or we can just talk.
The Private Sessions
The foundation. Leanne in your ear, walking you through everything you need to know and gather, just like you were in her office. Start here if you want to educate yourself before talking to anyone.
Start listening →A one-to-one conversation
Tell Leanne about your situation. She listens, tells you what she sees, and together you figure out what your case actually needs. Whether that's a few meetings or her in your corner for the duration, it starts with this call.
Tell me about your situation →
Her settlement
tripled.
Patricia came to me three days before she was about to sign. Her husband was selling his company. He had 1.5 million shares of stock valued over three million dollars. His team said the shares were a gift from his father. Separate property. Not subject to division.
Everyone was ready to accept that. It sounded clean. It sounded done.
The appreciation of those shares during their marriage, though, was a completely different conversation. Share appreciation is not automatically separate property. Nobody had slowed down long enough to examine it.
Her settlement did not just improve. It tripled. Not because her husband was hiding something, because nobody had asked the right questions until I did.
A note on who I work with:
My first major client win was for a man. I saved him $300,000 to $350,000 in premarital assets that were being treated as marital property. Fair does not have a gender. I work with whoever needs clarity.
She already knew their
whole financial life.
Then came the divorce.
For twenty years as a financial planner, I've walked alongside people through every season of life. Retirement, loss, inheritance, transition. And sometimes, the phone call is: "Leanne, I'm getting a divorce."
Those calls are why I pursued the CDFA certification. My clients deserved someone who could handle the financial side of divorce with the same care I bring to everything else. I've been through my own divorce too. That isn't why I do this work, but it is why I understand it differently than someone who only studied it.
20 years
in practice
CDFA
certified analyst
Spokane
nationwide
Begin when you are ready
You do not have to have it figured out.
Just show up.
I will ask the questions. You will leave with answers.