Meet Leanne Ozaine, CDFA

Talk it through
with Leanne.

Tell her where you are and what is on the table. There is no charge for the first consultation, up to an hour of her time, and no obligation after it. Spokane, and by video anywhere in the country.

Call (509) 357-1191 Office hours, Pacific Text (509) 357-1191 Leanne or her small team Request a call back Introduce yourself → Back within one business day

“You’re not doing anything wrong. This is just hard and slow and feels rigged.” Leanne Ozaine, CDFA

Two piles can look equal today and land nothing like it.

The questions she answers

What your half is actually worth after taxes
Whether the house or the retirement account is the better trade for you
Why a pension is not an asset, and what knowing its value is worth to you in a negotiation
Income that isn’t a simple paycheck: commission, overtime, seasonal, self-employed
What your settlement looks like ten years after the ink is dry

A pension is the clearest example. It is not an asset and it does not belong in the asset column, whatever anyone tells you. It’s future income, a monthly check for life that starts years from now. Leanne establishes how much of it is actually marital and what that future income is worth in today’s dollars. Then, more often than not, she tells people not to trade it away. Knowing the number is what lets you say “keep your pension, I’ll take more of what’s on the table today.” That’s leverage, and you don’t hand it over.

You do not have to be on opposite sides to use her. Plenty of couples work with Leanne together, or before they hire attorneys at all. She gets both people looking at the same numbers, and you take a settlement your attorneys can review and finalize. For a lot of people that is the fastest and least expensive way through this.

Two people who were in the middle of it.

What clients say

“Leanne was very helpful in mediating the financial portion of a difficult and high pressure divorce. Leanne listened without judgment.”
Jerry P. Google review

“She is a strategist, coach, and advocate all in one. What sets her apart is not just her knowledge, but her genuine care.”
Ruby K. Google review

What happens after you introduce yourself

Everyone gets read. Nothing goes into a void.

1 Everyone gets read. Our team reads every submission. We can’t work with everyone, but nothing goes into a void.
2 You hear back in one business day. If it’s something Leanne can help with, we reach out to find a time. That call is short. It exists to book the real one.
3 An hour with Leanne. She looks at your actual situation and tells you honestly what she sees, and whether she’s the right fit. If she isn’t, she’ll say so.

You don’t need to have it figured out first. Show up right where you’re at.

Not ready to talk yet? The Private Sessions is seventeen audio sessions on the house, retirement accounts, alimony and what fair means after taxes, in plain language.

Would rather just talk? Call (509) 357-1191. If nobody picks up, leave a message and you’ll get a call back the same business day.

Two minutes with Leanne, in her own words

“But you’re not in my state.”

Correct. The law is. The financial work is not.

Two thirds of a divorce is about money. Not just cash. The house, the IRA, the car, the pension. All of it gets called an asset, and none of it behaves the same way once it is split. What it costs to carry. How fast you could turn it back into money. What it does to you five years out. Same value on paper, completely different life.

That does not change at a state line. Dividing is what the legal process does. It does not model the result.

And it moves fast. In Spokane, where I practice, a contested family law hearing is scheduled for thirty minutes. Ten minutes a side, ten for the decision. Criminal trials take precedence over civil by rule, so the calendar does not bend for you. I do not know your county’s number. It is a fair question to put to your attorney, or to look up in your county’s local rules.

Whatever your financial argument is, it either arrives already built or it gets made in ten minutes in front of someone running behind.

The part I do happens before that. I cannot force discovery and I cannot conduct it. What I can do is work through what you already have, find what is missing, and turn the feeling that something is off into a specific question with a specific answer.

Do that early and the case usually gets shorter. Arguing about money is what stretches it.

Some of the people I work with have attorneys on both sides. Some are in mediation. Some are sitting down together before anyone is hired. Some are handling it themselves and need the financial side to hold up in front of a judge. I work in all four.

If you are not certain the financial side is getting the attention it needs, that is the thing to fix. Fixing it does not mean changing anything else.